I was considering financing dispatching software for my HVAC company. I was referred to Taylor S from Direct Capital, by a software company that I was considering. At first I thought that it would be a good idea to spread my payments out. I've been in business for 20 years, and in sales for ten. We went through a Name change, and Direct Capital used the "Take it away" trick, by turning me down at first saying that I had not been in business long enough. After calling them and explaining my situation to Taylor S, he used the same trick used by some unscrupulous automobile dealers, leaving you on the lot while they go talk to their sales manager. Taylor S kept putting me on hold while he went and talked to his "underwriters". He finely came back telling me he got me approved. He immediately wanted my bank information so they could start taking payments by ACH. This was without my seeing any kind of agreements. I slowed him down and asked him what interest the rate was, and it was over 15%! I thought it funny at the time that he wanted my bank routing information immediately. The only reason I didn't make this bad deal was because, I was also in the middle of transitioning banks, and thought that could become a problem for them. Switching banks took more time than I thought, in the meantime Taylor S kept sending me some agreements to sign on a daily basis, with phone calls every other day, I just started ignoring him, and he emailed me every day and called me every other day for weeks. In the meantime I started shopping for other dispatching softwares. When I explained this to Taylor S he sounded disappointment, but understanding, at the same time. Taylor S then used the "Time is of the essence trick", that my financing opportunity was going to run out. When I called Taylor S to tell him even though my time is running out, I was still making the decision between software companies that I was going to use for my dispatching, and that we would just have to let the time run out. Taylor S at that point instead of just telling me OK, he got very rude telling me he wished he would've been kept in the loop. He became very "bullyish like", making me feel like I had done something wrong. I had kept Taylor S informed the entire time I was considering financing the software, of the reasons why I was being delayed. I became suspicious when I experienced his unbussiness like attitude, that's when I went online to check Direct Capital's reviews, and found this site with so many bad experiences with Direct Capital. I am fortunate for the delays that kept me from financing my dispatch software! I will not be buying the software from the company that introduced me to Taylor S, his his mysterious "underwriters", and Direct Capital. I am also blessed to be well informed now, and will never use Direct Capital to finance any kind of business undertakings that I may make in the future! I expect that Taylor S lost some kind of sales commission for writing my loan, thus the bullyish kind of attitude!