I looked into Direct Capital for equipment leasing. They were very friendly and contacted me right away.
The first thing they wanted was a processing fee, 1st and last months payments via direct debit from my checking account. They sent a "terms sheet" where I was given an option to choose my payment terms and the total amount of funds due at signing this sheet. At this point I was under the impression this was a done deal. After they got my money and signed terms sheet everything started changing.
I had not yet been approved and my funds are now not refundable. Look out!!! I don't know if I'll ever get my 1st and last payments refunded. I did not sign the contract and cancelled the whole deal.
This could obviously be a expensive lesson for me to learn. Don't trust this company, once they have your money they change the game and they made out like bandits.
Review about: Direct Capital Leasing.